/* ---------- RESET ---------- */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: #020617;
  color: #e5e7eb;
  line-height: 1.5;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

.container {
  width: 90%;
  max-width: 1150px;
  margin: 0 auto;
}

.section {
  padding: 4rem 0;
  position: relative;
}

.section::after {
  content: "";
  position: absolute;
  inset-inline: 5%;
  bottom: 0;
  height: 1px;
  background: linear-gradient(
    to right,
    transparent,
    rgba(148, 163, 184, 0.25),
    transparent
  );
  opacity: 0.4;
}

.gray-section {
  background: radial-gradient(circle at top, #1e293b 0, #020617 55%);
}

/* ---------- HEADER ---------- */
.header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(2, 6, 23, 0.9);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(148, 163, 184, 0.3);
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0.75rem 0;
}

.logo {
  font-size: 1.5rem;
  font-weight: 700;
  letter-spacing: 0.03em;
  display: flex;            
  align-items: center;      
  gap: 0.5rem;  
  color: #0e3de6;           
}

.logo img {
  width: 40px;
  height: auto;
  margin-right: 0;          
  display: inline-block;    
  vertical-align: middle;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  font-size: 0.95rem;
}

.nav-links a {
  color: #e5e7eb;
  opacity: 0.85;
  position: relative;
  transition:
    opacity 0.15s ease,
    transform 0.15s ease;
}

.nav-links a::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -0.25rem;
  width: 0;
  height: 2px;
  border-radius: 999px;
  background: linear-gradient(90deg, #60a5fa, #22c55e);
  transition: width 0.18s ease;
}

.nav-links a:hover::after {
  width: 100%;
  }

.nav-links a:hover {
  opacity: 1;
  transform: translateY(-1px);
  color:gold
}

.nav-cta {
  padding: 0.35rem 0.9rem;
  border-radius: 999px;
  background: #22c55e;
  color: #022c22;
  font-weight: 600;
  box-shadow: 0 0 0 0 rgba(34, 197, 94, 0.4);
  transition:
    box-shadow 0.2s ease,
    transform 0.15s ease;
}

.nav-cta:hover {
  transform: translateY(-1px);
  box-shadow: 0 0 0 10px rgba(34, 197, 94, 0.08);
}

.nav-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.6rem;
  color: #e5e7eb;
  cursor: pointer;
}

/* ---------- HERO ---------- */
.hero {
  background: radial-gradient(circle at top left, #1d4ed8 0%, #020617 55%);
  padding: 4.5rem 0 4rem;
  position: relative;
  overflow: hidden;
  background-size: 200% 200%;
  animation: gradientShift 18s ease infinite;
}

.hero::before,
.hero::after {
  content: "";
  position: absolute;
  border-radius: 999px;
  filter: blur(60px);
  opacity: 0.35;
  pointer-events: none;
}

.hero::before {
  width: 260px;
  height: 260px;
  background: #22c55e;
  right: -60px;
  top: 20%;
}

.hero::after {
  width: 300px;
  height: 300px;
  background: #3b82f6;
  left: -80px;
  bottom: -40px;
}

.hero-inner {
  position: relative;
  z-index: 1;
}
.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}

.hero-text {
  flex: 1;
}

.hero-text h1 {
  font-size: clamp(2.4rem, 4vw, 3.2rem);
  margin-bottom: 0.75rem;
}

.hero-text h1 span {
  background: linear-gradient(135deg, #60a5fa, #22c55e);
  -webkit-background-clip: text;
  color: transparent;
}

.hero-subtitle {
  color: #cbd5f5;
  max-width: 480px;
  margin-bottom: 1.5rem;
  font-size: 0.98rem;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.75rem;
  padding: 0.3rem 0.7rem;
  border-radius: 999px;
  background: rgba(15, 23, 42, 0.6);
  border: 1px solid rgba(148, 163, 184, 0.4);
  margin-bottom: 0.8rem;
  position: relative;
  overflow: hidden;
}

.badge::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    120deg,
    transparent,
    rgba(248, 250, 252, 0.15),
    transparent
  );
  transform: translateX(-100%);
  animation: badgeShine 3s linear infinite;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-bottom: 1rem;
}

.hero-image {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  min-height: 400px;
}

.hero-image img {
  width: 100%;
  max-width: 500px;
  height: auto;
  object-fit: contain;
  animation: float 3s ease-in-out infinite;
  filter: drop-shadow(0 20px 40px rgba(30, 144, 255, 0.2));
}

.clean-hero {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
}

.hero-main-img {
  width: 100%;
  max-width: 420px;
  height: auto;
  object-fit: contain;
  animation: heroFloat 6s ease-in-out infinite;
  filter: drop-shadow(0 22px 44px rgba(0,0,0,0.55));
}

.loan-pill {
  position: absolute;
  padding: 6px 14px;
  font-size: 0.68rem;
  font-weight: 600;
  border-radius: 999px;
  letter-spacing: 0.03em;
  background: rgba(15, 23, 42, 0.9);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(148, 163, 184, 0.35);
  color: #e5e7eb;
  box-shadow: 0 6px 18px rgba(0,0,0,0.45);
  animation: pillFloat 5.5s ease-in-out infinite;
  white-space: nowrap;
  overflow: hidden;
}
.loan-pill::before{
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    120deg,
    transparent,
    rgba(248, 250, 252, 0.15),
    transparent
  );
  transform: translateX(-100%);
  animation: badgeShine 3s linear infinite;
}

.pill-instant {
  top: 4%;
  left: 68%;
  transform: translateX(-50%);
  border-color: rgba(34,197,94,0.7);
  color: #bbf7d0;
  background: rgba(22, 163, 74, 0.18);
}

.pill-personal {
  top: 28%;
  right: -6px;
  border-color: rgba(59,130,246,0.7);
  color: #bfdbfe;
  animation-delay: 1s;
}

.pill-car {
  bottom: 30%;
  right: 15px;
  border-color: rgba(249,115,22,0.7);
  color: #fed7aa;
  animation-delay: 2s;
}

.pill-business {
  bottom: 5%;
  left: 50%;
  transform: translateX(-50%);
  border-color: rgba(168,85,247,0.7);
  color: #e9d5ff;
  animation-delay: 3s;
}

.pill-mudra {
  top: 70%;
  left: -3px;
  transform: translateY(-50%);
  border-color: rgba(234,179,8,0.7);
  color: #fde68a;
  animation-delay: 4s;
}
.pill-home {
  top: 18%;
  left: -6px;
  border-color: rgba(168,85,247,0.7);
  color: #bfdbfe;
  animation-delay: 1s;
}

@media (max-width: 768px) {
  .hero-main-img {
    max-width: 300px;
  }

  .loan-pill {
    font-size: 0.62rem;
    padding: 5px 12px;
  }

  .pill-personal,
  .pill-car {
    right: -4px;
  }

  .pill-mudra {
    left: 1px;
    
  }
}


@media (max-width: 1024px) {
  .hero-inner {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .hero-image {
    min-height: 300px;
  }

  .hero-image img {
    max-width: 400px;
  }
}

@media (max-width: 768px) {
  .hero-inner {
    grid-template-columns: 1fr;
  }

  .hero-image {
    display: none;
  }
  .pill-business{
    bottom: 8%
  }
  .pill-mudra{
    top: 70%;
    left: -15px;
  }
  .pill-home{
    left: -10px;
  }
}
/* ---------- BUTTONS ---------- */
.btn-primary,
.btn-secondary {
  padding: 0.7rem 1.5rem;
  border-radius: 999px;
  border: none;
  cursor: pointer;
  font-weight: 600;
  font-size: 0.9rem;
  position: relative;
  overflow: hidden;
  transition:
    transform 0.16s ease,
    box-shadow 0.16s ease,
    opacity 0.14s ease,
    background 0.18s ease,
    border-color 0.18s ease;
}

.btn-primary {
  background: linear-gradient(135deg, #2563eb, #22c55e);
  color: #f9fafb;
  box-shadow: 0 18px 40px rgba(37, 99, 235, 0.4);
}

.btn-primary::after {
  content: "";
  position: absolute;
  inset: -40%;
  background: radial-gradient(circle at top, rgba(255, 255, 255, 0.25), transparent 60%);
  opacity: 0;
  transform: translateY(20%);
  transition:
    opacity 0.18s ease,
    transform 0.18s ease;
}

.btn-primary:hover {
  transform: translateY(-1px);
  box-shadow: 0 20px 45px rgba(37, 99, 235, 0.55);
  opacity: 0.97;
}

.btn-primary:hover::after {
  opacity: 1;
  transform: translateY(0);
}

.btn-secondary {
  background: transparent;
  border: 1px solid rgba(148, 163, 184, 0.6);
  color: #e5e7eb;
}

.btn-secondary:hover {
  background: rgba(15, 23, 42, 0.7);
  transform: translateY(-1px);
}

.full-btn {
  width: 100%;
  text-align: center;
}

.hero-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  font-size: 0.78rem;
  margin-top: 0.5rem;
}

.hero-tags span {
  padding: 0.2rem 0.6rem;
  border-radius: 999px;
  border: 1px solid rgba(148, 163, 184, 0.5);
  color: #cbd5f5;
  background: rgba(15, 23, 42, 0.6);
}

/* HERO CARD */
.hero-card {
  background: rgba(15, 23, 42, 0.96);
  border-radius: 1.4rem;
  padding: 1.5rem;
  border: 1px solid rgba(148, 163, 184, 0.4);
  box-shadow: 0 18px 40px rgba(15, 23, 42, 0.7);
  position: relative;
  overflow: hidden;
}

.hero-card::before {
  content: "";
  position: absolute;
  inset: -1px;
  border-radius: inherit;
  border: 1px solid transparent;
  background: linear-gradient(135deg, rgba(59, 130, 246, 0.8), rgba(34, 197, 94, 0.8))
    border-box;
  mask:
    linear-gradient(#000 0 0) content-box,
    linear-gradient(#000 0 0);
  mask-composite: exclude;
  opacity: 0;
  transition: opacity 0.25s ease;
}

.hero-card:hover::before {
  opacity: 1;
}

.hero-card h2 {
  font-size: 1.2rem;
  margin-bottom: 0.35rem;
}

.hero-card-sub {
  font-size: 0.8rem;
  color: #9ca3af;
  margin-bottom: 1rem;
}

.form-row {
  margin-bottom: 0.8rem;
  font-size: 0.82rem;
}

.form-row label {
  display: block;
  margin-bottom: 0.25rem;
  color: #e5e7eb;
}

input,
select,
textarea {
  width: 100%;
  padding: 0.55rem 0.7rem;
  border-radius: 0.75rem;
  border: 1px solid rgba(148, 163, 184, 0.7);
  background: rgba(15, 23, 42, 0.9);
  color: #f9fafb;
  font-size: 0.85rem;
  outline: none;
  transition:
    border-color 0.16s ease,
    box-shadow 0.16s ease,
    background 0.16s ease;
  cursor: text;
}

input::placeholder,
textarea::placeholder {
  color: #a1aec8;
  opacity: 1;
}

input:focus,
select:focus,
textarea:focus {
  border-color: #22c55e;
  box-shadow: 0 0 0 4px rgba(34, 197, 94, 0.3), inset 0 0 0 1px rgba(34, 197, 94, 0.2);
  background: rgba(2, 6, 23, 0.8);
  color: #ffffff;
}

input:focus::placeholder,
textarea:focus::placeholder {
  color: #60a5fa;
}

textarea {
  resize: vertical;
  min-height: 80px;
}

.form-note {
  font-size: 0.7rem;
  color: #9ca3af;
  margin-top: 0.35rem;
}

/* ---------- SECTION TITLES ---------- */
.section-title {
  font-size: 1.6rem;
  text-align: center;
  margin-bottom: 0.4rem;
}

.section-title.left {
  text-align: left;
}

.section-subtitle {
  font-size: 0.9rem;
  color: #9ca3af;
  text-align: center;
  max-width: 600px;
  margin: 0.3rem auto 2rem;
}

.section-subtitle.left {
  text-align: left;
  margin-left: 0;
}

/* ---------- STATS ---------- */
.stats-section {
  background: #020617;
  padding-top: 2rem;
}

.stats {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 2fr));
  gap: 2.5rem;
  text-align: center;
}

.stat-item {
  padding: 0.9rem 0.6rem;
  border-radius: 1rem;
  background: radial-gradient(circle at top, rgba(15, 23, 42, 0.9), #020617);
  border: 1px solid rgba(148, 163, 184, 0.3);
  box-shadow: 0 12px 25px rgba(15, 23, 42, 0.85);
  position: relative;
  overflow: hidden;
}

.stat-item::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at top, rgba(59, 130, 246, 0.18), transparent 60%);
  opacity: 0;
  transition: opacity 0.2s ease;
}

.stat-item:hover::before {
  opacity: 1;
}

.stat-item h3 {
  font-size: 1.4rem;
  color: #f9fafb;
  
}

.stat-item p {
  font-size: 0.8rem;
  color: #9ca3af;
}

.stats-section {
  background: linear-gradient(
    180deg,
    rgba(2, 6, 23, 0.95),
    rgba(15, 23, 42, 0.95)
  );
  padding: 3.5rem 0;
}

.stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.stat-item {
  position: relative;
  padding: 2rem 1.6rem;
  border-radius: 1.4rem;

  background: linear-gradient(
    180deg,
    rgba(15, 23, 42, 0.95),
    rgba(2, 6, 23, 0.95)
  );

  border: 1px solid rgba(148, 163, 184, 0.25);
  box-shadow:
    0 18px 40px rgba(2, 6, 23, 0.85),
    inset 0 0 0 1px rgba(255,255,255,0.03);

  text-align: center;
  transition: transform .35s ease, box-shadow .35s ease;
}

.stat-item:hover {
  transform: translateY(-8px);
  box-shadow:
    0 30px 70px rgba(2, 6, 23, 0.9),
    inset 0 0 0 1px rgba(96,165,250,0.12);
}

.stat-item::before {
  content: "";
  position: absolute;
  top: 0;
  left: 18%;
  right: 18%;
  height: 2px;
  border-radius: 999px;
  background: linear-gradient(90deg, #2563eb, #22c55e);
  opacity: 0.9;
}

.stat-item h3 {
  font-size: 2rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  margin-bottom: 0.35rem;
  background: linear-gradient(135deg, #60a5fa, #22c55e);
  -webkit-background-clip: text;
  color: transparent;
}

.stat-item p {
  font-size: 0.9rem;
  color: #cbd5f5;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

@media (max-width: 768px) {
  .stats {
    grid-template-columns: 1fr;
    gap: 1.4rem;
  }

  .stat-item {
    padding: 1.8rem 1.4rem;
  }

  .stat-item h3 {
    font-size: 1.7rem;
  }
}

/* ---------- CARDS / LOANS ---------- */
.cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}

.card {
  background: #020617;
  border-radius: 1.2rem;
  padding: 1.3rem;
  border: 1px solid rgba(148, 163, 184, 0.4);
  box-shadow: 0 12px 30px rgba(15, 23, 42, 0.7);
  transition:
    transform 0.18s ease,
    box-shadow 0.18s ease,
    border-color 0.18s ease,
    background 0.18s ease;
}

.card:hover {
  transform: translateY(-6px) translateZ(0);
  box-shadow: 0 20px 45px rgba(30, 64, 175, 0.85);
  border-color: #60a5fa;
  transform:translateY(-10px) scale(1.01); box-shadow:0 30px 80px rgba(2, 8, 40, 0.467); border-color: rgba(96,165,250,0.18); background-size:108% 108%;
}


.card h3 {
  font-size: 1.1rem;
  margin-bottom: 0.3rem;
}

.card p {
  font-size: 0.88rem;
  color: #d7d8da;
  margin-bottom: 0.6rem;
}

.card ul {
  list-style: disc;
  margin-left: 1.1rem;
  font-size: 0.85rem;
  color: #d5d2d2;
}

.pill {
  display: inline-block;
  font-size: 0.7rem;
  padding: 0.18rem 0.6rem;
  border-radius: 999px;
  border: 1px solid rgba(59, 130, 246, 0.7);
  color: #bfdbfe;
  margin-bottom: 0.4rem;
  background: rgba(15, 23, 42, 0.9);
}

.pill-blue {
  border-color: rgba(59, 130, 246, 0.9);
  color: #bfdbfe;
}

.pill-green {
  border-color: rgba(34, 197, 94, 0.9);
  color: #bbf7d0;
}

.card-footer {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 0.8rem;
  font-size: 0.82rem;
  color: #a7f3d0;
}

.text-btn {
  background: none;
  border: none;
  color: #60a5fa;
  cursor: pointer;
  font-size: 0.8rem;
  padding: 0;
  position: relative;
}

.text-btn::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: -1px;
  width: 0;
  height: 1px;
  background: #60a5fa;
  transition: width 0.15s ease;
}

.text-btn:hover::after {
  width: 100%;
}
.personal-loan{
  border-color: rgba(34, 197, 94, 0.9);
  background: url(./assest/personal.webp) no-repeat center center/cover;
}
.mortage-loan{
  border-color: rgba(59, 130, 246, 0.9);
  background: url(./assest/home.jpg) no-repeat center center/cover;
}
.car-loan{
  border-color: rgba(234, 88, 12, 0.9);
  background: url(./assest/car\ loan.avif) no-repeat center center/cover;
}
.buisness-loan{
  border-color: rgba(234, 88, 12, 0.9);
  background: url(./assest/businessloanbanner.jpg) no-repeat center center/cover;
}
.insurance{
  border-color: rgba(34, 197, 94, 0.9);
  background: url(./assest/insurance.webp) no-repeat center center/cover;
}
.bank-loan{
  border-color: rgba(59, 130, 246, 0.9);
  background: url(./assest/bank.webp) no-repeat center center/cover;
}
.card {
  position: relative;
  overflow: hidden;
  border-radius: 1.2rem;
  padding: 1.3rem;
  background-color: rgba(2, 6, 23, 0.85);
  transition: transform 260ms cubic-bezier(.2,.9,.3,1), box-shadow 260ms, border-color 260ms;
  isolation: isolate; 
}

.card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(2,6,23,0.78) 10%, rgba(2,6,23,0.6) 60%);
  z-index: 1;
  transition: background 300ms ease, opacity 300ms ease;
  pointer-events: none;
}

.card::after {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(1200px 600px at 50% 10%, rgba(0, 0, 0, 0.258) 0%, transparent 40%);
  z-index: 1;
  pointer-events: none;
}

.card > * {
  position: relative;
  z-index: 2;
}

.card:hover::after {
  opacity: 0.6;
  background: linear-gradient(180deg, rgba(2, 6, 23, 0.097) 10%, rgba(2,6,23,0.6) 30%);
 
}

/* ---------- WHY SECTION ---------- */
.why-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(0, 0.9fr);
  gap: 2rem;
  align-items: start;
}

.why-list {
  list-style: none;
  margin-top: 1rem;
  font-size: 0.9rem;
}

.why-list li {
  margin-bottom: 0.4rem;
  color: #e5e7eb;
}

.highlight-box {
  background: rgba(15, 23, 42, 0.95);
  border-radius: 1rem;
  padding: 1.3rem;
  border: 1px solid rgba(52, 211, 153, 0.4);
  box-shadow: 0 14px 34px rgba(6, 95, 70, 0.7);
  font-size: 0.9rem;
  position: relative;
  overflow: hidden;
}

.highlight-box::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at top, rgba(34, 197, 94, 0.25), transparent 60%);
  opacity: 0;
  transition: opacity 0.2s ease;
}

.highlight-box:hover::before {
  opacity: 1;
}

.highlight-box h3 {
  margin-bottom: 0.5rem;
}

.highlight-box ul {
  list-style: disc;
  margin-left: 1.1rem;
}

.mini-note {
  margin-top: 0.6rem;
  font-size: 0.75rem;
  color: #9ca3af;
}

.gray-section {
  background:
    radial-gradient(1200px 400px at top, rgba(59,130,246,0.08), transparent 60%),
    linear-gradient(180deg, rgba(15,23,42,0.98), rgba(2,6,23,0.98));

}
.why-grid {
  gap: 3.5rem;
  align-items: center;
}

.why-grid .section-title {
  font-size: 2rem;
  text-align: left;
}

.why-grid .section-subtitle {
  text-align: left;
  margin-left: 0;
  max-width: 520px;
  margin-bottom: 2rem;
}

.why-grid > div {
  animation: none;
}
.why-list {
  margin-top: 1.6rem;
}

.why-list li {
  position: relative;
  display: flex;
  align-items: flex-start;
  gap: 0.8rem;

  padding: 0.75rem 0;
  font-size: 0.95rem;
  color: #e5e7eb;

  border-bottom: 1px dashed rgba(148,163,184,0.18);

  opacity: 0;
  transform: translateY(12px);
  animation: whyItemReveal 0.6s ease forwards;
}

.why-list li:nth-child(1){animation-delay:.1s}
.why-list li:nth-child(2){animation-delay:.2s}
.why-list li:nth-child(3){animation-delay:.3s}
.why-list li:nth-child(4){animation-delay:.4s}
.why-list li::before {
  content: "✔";
  color: #22c55e;
  font-weight: 700;
  margin-top: 2px;
}

/* Keyframe */
@keyframes whyItemReveal {
  to {
    opacity: 1;
    transform: translateY(0);
  }
}
.highlight-box {
  position: relative;
  border-radius: 1.8rem;
  padding: 2.2rem 2rem;

  background:
    linear-gradient(180deg, rgba(15,23,42,0.98), rgba(2,6,23,0.98));

  border: 1px solid rgba(148,163,184,0.28);

  box-shadow:
    0 25px 60px rgba(2,6,23,0.95),
    inset 0 0 0 1px rgba(255,255,255,0.04);

  /* subtle breathing motion */
  animation: cardBreath 6s ease-in-out infinite;
}

@keyframes cardBreath {
  0% { transform: translateY(0); }
  50% { transform: translateY(-4px); }
  100% { transform: translateY(0); }
}

.highlight-box:hover {
  animation-play-state: paused;
  transform: translateY(-8px);
  box-shadow:
    0 40px 90px rgba(2,6,23,1),
    inset 0 0 0 1px rgba(96,165,250,0.18);
}

.highlight-box h3 {
  font-size: 1.3rem;
  margin-bottom: 0.9rem;

  background: linear-gradient(135deg, #60a5fa, #22c55e);
  -webkit-background-clip: text;
  color: transparent;
}

.highlight-box ul {
  margin-left: 1.2rem;
}

.highlight-box ul li {
  font-size: 0.92rem;
  color: #cbd5f5;
  margin-bottom: 0.45rem;
}

.mini-note {
  margin-top: 1rem;
  padding-top: 0.7rem;
  border-top: 1px solid rgba(148,163,184,0.2);
  font-size: 0.75rem;
  color: #9ca3af;
}
@media (max-width: 768px) {
  .why-grid {
    gap: 2.2rem;
  }

  .why-grid .section-title {
    font-size: 1.7rem;
  }

  .highlight-box {
    padding: 1.8rem 1.5rem;
  }
}
@media (prefers-reduced-motion: reduce) {
  .why-list li,
  .highlight-box {
    animation: none !important;
    transform: none !important;
  }
}

/* ---------- SPECIALTIES (BANK OF INDIA) ---------- */

.specialties-section {
  background: radial-gradient(circle at top, #06174e 0%, #020617 65%);
}

.specialties-box {
  max-width: 900px;
  margin: 0 auto;
  padding: 2.2rem;
  border-radius: 1.6rem;
  position: relative;
  background: url(./assest/BKC_-_panoramio.jpg) no-repeat center center/cover ;
  border: 2px solid rgba(34, 197, 94, 0.7);
  box-shadow:
    0 0 40px rgba(34, 42, 197, 0.35),
    0 18px 40px rgba(2, 6, 23, 0.8);
  overflow: hidden;
}

/* glowing overlay */
.specialties-box::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at top left,
      rgba(34, 59, 197, 0.25),
      transparent 60%);
  opacity: 0;
  transition: opacity 0.3s ease;
}
.specialties-box:hover::before {
  opacity: 1;
}

.specialties-badge {
  display: inline-block;
  background: linear-gradient(135deg, #0e3de6, #396ced);
  color: #ff6600;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  padding: 0.35rem 0.75rem;
  border-radius: 999px;
  margin-bottom: 0.7rem;
  text-transform: uppercase;
  box-shadow: 0 10px 24px rgba(197, 110, 34, 0.4);
}

.specialties-title {
  font-size: clamp(1.7rem, 3vw, .1rem);
  margin-bottom: 0.4rem;
  margin-right: 5px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: blue;
}
.specialty-card {
  background: rgba(15, 23, 42, 0.9);
  padding: 0.65rem 1rem;
  border-radius: 0.75rem;
  border: 1px solid rgba(34, 37, 197, 0.4);
  font-size: 0.85rem;
  color: #c76d2d;
  box-shadow: 0 6px 18px rgba(6, 15, 95, 0.5);
  text-align: left;
  transition: all 0.15s ease;
}
.specialty-card:hover {
  transform: translateY(-2px);
  background: rgba(6, 21, 95, 0.5);
  box-shadow: 0 10px 22px rgba(6, 9, 95, 0.9);
}

.specialty-title {
  font-size: 1.2rem;
  font-weight: 700;
  color: #0015ff;
  margin-bottom: 0.5rem;
  text-align: center;
}

.specialty-desc {
  font-size: 0.9rem;
  color: #27ff01;
  margin-bottom: 1.2rem;
  text-align: center;
}

.eligibility-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.eligibility-list li {
  position: relative;
  padding-left: 22px;
  margin-bottom: 0.65rem;
  font-size: 0.9rem;
  color: #c76d2d;
  margin-bottom: 0.45rem;
}

.eligibility-list li::before {
  content: "✔";
  position: absolute;
  left: 0;
  color: #22c55e;
  font-weight: 700;
}



.specialties-title span {
  color:rgb(215, 43, 0);
  margin-right: 5px;
}

.title-text {
  color: blue;
}
.logo-right {
  width: 200px;
  top: 10px;
}
.specialties-subtitle {
  max-width: 640px;
  margin: 0 auto 1.2rem;
  text-align: center;
  color:black;
  font-size: 0.95rem;
  line-height: 1.65;
  font-weight:bolder;
}

@media (max-width: 640px) {
  .specialties-list {
    grid-template-columns: 1fr;
  }
}

.specialty-contact-box {
  background: linear-gradient(135deg, rgba(30, 41, 59, 0.95), rgba(15, 23, 42, 0.9));
  padding: 1.5rem;
  border-radius: 1rem;
  border: 2px solid transparent;
  background-clip: padding-box;
  position: relative;
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.3);
  text-align: center;
  margin-top: 1.5rem;
  overflow: hidden;
  transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  animation: contactGlow 3s ease-in-out infinite alternate;
  transform-style: preserve-3d;
}

.specialty-contact-box::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, #3b82f6, #8b5cf6, #ec4899, #f59e0b, #10b981);
  border-radius: 1rem 1rem 0 0;
  animation: borderFlow 4s linear infinite;
}

.specialty-contact-box::after {
  content: '';
  position: absolute;
  top: -50%;
  left: -50%;
  width: 200%;
  height: 200%;
  background: radial-gradient(circle, rgba(59, 130, 246, 0.1) 0%, transparent 70%);
  opacity: 0;
  transition: opacity 0.4s ease;
  pointer-events: none;
  animation: particleFloat 6s ease-in-out infinite;
}

.specialty-contact-box:hover {
  transform: translateY(-8px) scale(1.03) rotateX(2deg);
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.5), 0 0 40px rgba(59, 130, 246, 0.2);
  border-color: rgba(59, 130, 246, 0.4);
}

.specialty-contact-box:hover::after {
  opacity: 1;
}

@keyframes contactGlow {
  0% { 
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.3), 0 0 20px rgba(59, 130, 246, 0.1);
    filter: brightness(1);
  }
  100% { 
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.3), 0 0 35px rgba(139, 92, 246, 0.25);
    filter: brightness(1.05);
  }
}

@keyframes borderFlow {
  0% { background-position: 0% 50%; }
  50% { background-position: 100% 50%; }
  100% { background-position: 0% 50%; }
}

@keyframes particleFloat {
  0%, 100% { transform: translate(0, 0) rotate(0deg); }
  25% { transform: translate(10px, -10px) rotate(90deg); }
  50% { transform: translate(-5px, -20px) rotate(180deg); }
  75% { transform: translate(-15px, -5px) rotate(270deg); }
}

.specialty-contact-box .contact-title {
  font-size: 1.5rem;
  font-weight: 700;
  color: #60a5fa;
  margin-bottom: 0.75rem;
  text-shadow: 0 2px 4px rgba(0, 0, 0, 0.5), 0 0 10px rgba(96, 165, 250, 0.3);
  position: relative;
  z-index: 1;
  animation: titlePulse 2s ease-in-out infinite;
}

@keyframes titlePulse {
  0%, 100% { transform: scale(1); }
  50% { transform: scale(1.05); }
}

.specialty-contact-box .contact-list {
  list-style: none;
  padding: 0;
  margin: 0 0 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.specialty-contact-box .contact-list li {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  font-size: 0.9rem;
  color: #e2e8f0;
  font-weight: 500;
  background: linear-gradient(135deg, rgba(51, 65, 85, 0.6), rgba(30, 41, 59, 0.8));
  padding: 0.75rem 1rem;
  border-radius: 0.75rem;
  border: 1px solid rgba(71, 85, 105, 0.4);
  transition: all 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  position: relative;
  z-index: 1;
  backdrop-filter: blur(5px);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.1);
}

.specialty-contact-box .contact-list li:hover {
  background: linear-gradient(135deg, rgba(71, 85, 105, 0.8), rgba(51, 65, 85, 0.9));
  transform: translateX(8px) translateY(-2px);
  border-color: rgba(59, 130, 246, 0.6);
  box-shadow: 0 4px 15px rgba(59, 130, 246, 0.2);
}

.specialty-contact-box .contact-list li i {
  color: #3b82f6;
  font-size: 1.1rem;
  animation: iconBounce 1.5s ease-in-out infinite;
}

@keyframes iconBounce {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-3px); }
}

.specialty-contact-box .contact-list li strong {
  color: #3b82f6;
  font-weight: 600;
}

.specialty-contact-box .btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.875rem 2rem;
  background: linear-gradient(135deg, #10b981, #059669, #047857);
  color: white;
  border-radius: 1rem;
  text-decoration: none;
  font-weight: 600;
  font-size: 1rem;
  transition: all 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  box-shadow: 0 4px 15px rgba(16, 185, 129, 0.3);
  position: relative;
  z-index: 1;
  overflow: hidden;
  border: 1px solid rgba(16, 185, 129, 0.5);
}

.specialty-contact-box .btn-primary::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.3), transparent);
  transition: left 0.6s ease;
}

.specialty-contact-box .btn-primary::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  width: 0;
  height: 0;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 50%;
  transform: translate(-50%, -50%);
  transition: width 0.6s ease, height 0.6s ease;
}

.specialty-contact-box .btn-primary:hover::before {
  left: 100%;
}

.specialty-contact-box .btn-primary:hover::after {
  width: 300px;
  height: 300px;
}

.specialty-contact-box .btn-primary:hover {
  background: linear-gradient(135deg, #059669, #047857, #065f46);
  transform: translateY(-3px) scale(1.05);
  box-shadow: 0 8px 25px rgba(16, 185, 129, 0.5);
  border-color: rgba(16, 185, 129, 0.8);
}

.specialty-contact-box .btn-primary i {
  font-size: 1.2rem;
  animation: whatsappPulse 2s ease-in-out infinite;
}

@keyframes whatsappPulse {
  0%, 100% { transform: scale(1); }
  50% { transform: scale(1.1); }
}

/* ---------- PROCESS & DOCS ---------- */
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
  margin-bottom: 2rem;
  
}

.step {
  background:u;
  border-radius: 1rem;
  padding: 1.1rem;
  border: 1px solid rgba(148, 163, 184, 0.4);
  text-align: left;
  font-size: 0.88rem;
  position: relative;
  overflow: hidden;
}

.step::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to right,
    rgba(37, 99, 235, 0.05),
    transparent 40%,
    rgba(34, 197, 94, 0.06)
  );
  opacity: 0;
  transition: opacity 0.2s ease;
}

.step:hover::before {
  opacity: 1;
}

.step-number {
  display: inline-flex;
  width: 1.6rem;
  height: 1.6rem;
  border-radius: 999px;
  align-items: center;
  justify-content: center;
  background: #2563eb;
  margin-bottom: 0.4rem;
  font-size: 0.85rem;
}

.step h3 {
  margin-bottom: 0.3rem;
}

.doc-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1.7rem;
}

.doc-list {
  list-style: disc;
  margin-left: 1.1rem;
  font-size: 0.86rem;
  color: #cbd5f5;
}

.process-work {
  background:
    radial-gradient(1200px 400px at top, rgba(59,130,246,0.08), transparent 60%),
    linear-gradient(180deg, rgba(15,23,42,0.97), rgba(2,6,23,0.98));
  padding: 4.5rem 0;
}

/* Title spacing */
.process-work .section-title {
  margin-bottom: 0.6rem;
}

.process-work .section-subtitle {
  max-width: 620px;
  margin-bottom: 3rem;
}

.process-grid {
  position: relative;
  gap: 2rem;
}

@media (min-width: 1024px) {
  .process-grid::before {
    content: "";
    position: absolute;
    left: 50%;
    top: 0;
    bottom: 0;
    width: 1px;
    background: linear-gradient(
      180deg,
      transparent,
      rgba(148,163,184,0.35),
      transparent
    );
  }
}

.step {
  position: relative;
  padding: 2rem 1.8rem;
  border-radius: 1.6rem;

  background: linear-gradient(
    180deg,
    rgba(15,23,42,0.95),
    rgba(2,6,23,0.95)
  );

  border: 1px solid rgba(148,163,184,0.25);

  box-shadow:
    0 18px 40px rgba(2,6,23,0.85),
    inset 0 0 0 1px rgba(255,255,255,0.04);

  transition:
    transform .4s ease,
    box-shadow .4s ease,
    border-color .4s ease;

  opacity: 0;
  transform: translateY(28px);
}

.step.reveal-visible {
  opacity: 1;
  transform: translateY(0);
}

.step:hover {
  transform: translateY(-6px);
  box-shadow:
    0 32px 70px rgba(2,6,23,0.95),
    inset 0 0 0 1px rgba(96,165,250,0.18);
  border-color: rgba(96,165,250,0.45);
}

.step-number {
  width: 2.4rem;
  height: 2.4rem;
  font-size: 0.95rem;
  font-weight: 700;

  display: inline-flex;
  align-items: center;
  justify-content: center;

  border-radius: 999px;

  background: linear-gradient(135deg, #2563eb, #22c55e);
  color: #f9fafb;

  box-shadow: 0 10px 22px rgba(37,99,235,0.35);
  margin-bottom: 0.8rem;
}
.step h3 {
  font-size: 1.15rem;
  margin-bottom: 0.4rem;
}

.step p {
  font-size: 0.9rem;
  color: #cbd5f5;
  line-height: 1.6;
}
.process-grid .step:nth-child(1) { transition-delay: .05s; }
.process-grid .step:nth-child(2) { transition-delay: .15s; }
.process-grid .step:nth-child(3) { transition-delay: .25s; }
.process-grid .step:nth-child(4) { transition-delay: .35s; }

@media (max-width: 1024px) {
  .process-grid::before {
    display: none;
  }
}

@media (max-width: 768px) {
  .step {
    padding: 1.7rem 1.4rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  .step {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
  }
}


/* ---------- EMI ---------- */
.emi-layout {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(0, 0.8fr);
  gap: 2rem;
  align-items: start;
}

.emi-box {
  background: #020617;
  border-radius: 1.3rem;
  padding: 1.5rem;
  border: 1px solid rgba(148, 163, 184, 0.4);
  box-shadow: 0 16px 40px rgba(15, 23, 42, 0.8);
}

.emi-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.9rem;
  margin-bottom: 0.9rem;
}

.emi-results {
  margin-top: 1.1rem;
}

.emi-item {
  display: flex;
  justify-content: space-between;
  padding: 0.6rem 0.8rem;
  border-radius: 0.75rem;
  background: rgba(15, 23, 42, 0.9);
  font-size: 0.88rem;
  margin-bottom: 0.4rem;
}

.emi-item strong {
  color: #a5b4fc;
}

.emi-note {
  font-size: 0.8rem;
  color: #9ca3af;
  margin-top: 0.4rem;
}

.emi-side h3 {
  margin-bottom: 0.4rem;
}

.hidden {
  display: none;
}

 /* ---------- TESTIMONIALS ---------- */
.testimonials {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}

.testimonial {
  background: #020617;
  border-radius: 1.1rem;
  padding: 1.2rem;
  border: 1px solid rgba(148, 163, 184, 0.4);
  font-size: 0.88rem;
  box-shadow: 0 12px 30px rgba(15, 23, 42, 0.8);
  position: relative;
  overflow: hidden;
}

.testimonial::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at top, rgba(59, 130, 246, 0.2), transparent 60%);
  opacity: 0;
  transition: opacity 0.2s ease;
}

.testimonial:hover::before {
  opacity: 1;
}

.testimonial p {
  margin-bottom: 0.9rem;
  color: #e5e7eb;
}

.testimonial h4 {
  font-size: 0.95rem;
}

.testimonial span {
  font-size: 0.75rem;
  color: #9ca3af;
}

.testimonials {
  display: flex;
  gap: 1.5rem;
  overflow: hidden;
  scroll-behavior: smooth;
  padding: 0.5rem 0;
}

.testimonial {
  flex: 0 0 calc(100% / 3);

  background: linear-gradient(
    180deg,
    rgba(15,23,42,0.96),
    rgba(2,6,23,0.96)
  );

  border-radius: 1.3rem;
  padding: 1.6rem;

  border: 1px solid rgba(148,163,184,0.25);
  box-shadow: 0 16px 40px rgba(0,0,0,0.75);

  transition: transform .3s ease, box-shadow .3s ease;
}

.testimonial:hover {
  transform: translateY(-6px);
  box-shadow: 0 30px 70px rgba(0,0,0,0.9);
}

.testimonial p {
  font-size: 0.9rem;
  line-height: 1.6;
  color: #e5e7eb;
  margin-bottom: 1rem;
}

.testimonial h4 {
  font-size: 0.95rem;
}

.testimonial span {
  font-size: 0.75rem;
  color: #9ca3af;
}

@media (max-width: 1024px) {
  .testimonial {
    flex: 0 0 calc(100% / 2);
  }
}

@media (max-width: 640px) {
  .testimonial {
    flex: 0 0 100%;
  }
}

.testimonial-nav {
  display: flex;
  justify-content: center;
  gap: 1rem;
  margin-top: 1.8rem;
}

.testimonial-btn {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: rgba(15,23,42,0.95);
  border: 1px solid rgba(148,163,184,0.35);
  color: #e5e7eb;
  font-size: 1.2rem;
  cursor: pointer;

  display: flex;
  align-items: center;
  justify-content: center;

  transition: transform .2s ease, background .2s ease;
}

.testimonial-btn:hover {
  transform: translateY(-2px);
  background: rgba(30,41,59,0.9);
}


    /* ---------- FAQ ---------- */
.faq-list {
  margin-top: 1.5rem;
  display: grid;
  gap: 0.8rem;
}

.faq-item {
  background: #020617;
  border-radius: 0.9rem;
  border: 1px solid rgba(148, 163, 184, 0.4);
  overflow: hidden;
  transition:
    border-color 0.18s ease,
    box-shadow 0.18s ease,
    background 0.18s ease;
}

.faq-item.active {
  border-color: #60a5fa;
  box-shadow: 0 16px 36px rgba(15, 23, 42, 0.9);
  background: radial-gradient(circle at top, rgba(37, 99, 235, 0.35), #020617);
}

.faq-question {
  width: 100%;
  text-align: left;
  padding: 0.8rem 1rem;
  background: transparent;
  border: none;
  color: #e5e7eb;
  font-size: 0.9rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
}

.faq-toggle {
  transition: transform 0.18s ease;
}

.faq-answer {
  padding: 0 1rem 0.8rem;
  font-size: 0.85rem;
  color: #9ca3af;
  display: none;
}

.faq-item.active .faq-answer {
  display: block;
}

.faq-item.active .faq-toggle {
  transform: rotate(45deg);
}

#faq {
  background:
    radial-gradient(1200px 400px at top, rgba(59,130,246,0.05), transparent 60%),
    linear-gradient(180deg, #020617, #020617);
  padding: 4.5rem 0;
}

.faq-item {
  background: rgba(15,23,42,0.95);
  border-radius: 1rem;
  border: 1px solid rgba(148,163,184,0.25);

  box-shadow: 0 16px 36px rgba(0,0,0,0.7);

  transition:
    border-color .25s ease,
    box-shadow .25s ease;
}

.faq-item.active {
  border-color: rgba(96,165,250,0.6);
  box-shadow: 0 26px 60px rgba(0,0,0,0.9);
}

.faq-question {
  padding: 1.1rem 1.4rem;
  font-size: 0.95rem;
  font-weight: 500;
}

.faq-toggle {
  font-size: 1.2rem;
  color: #93c5fd;
  transition: transform .25s ease;
}

.faq-answer {
  padding: 0 1.4rem 1.2rem;
  font-size: 0.88rem;
  color: #cbd5f5;
  line-height: 1.6;
}

.faq-item:hover {
  border-color: rgba(148,163,184,0.45);
}


/* ---------- CONTACT ---------- */
.contact-section {
  background: radial-gradient(circle at top, #1e293b 0, #020617 65%);
}

.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(0, 0.9fr);
  gap: 2rem;
}

.contact-card {
  background: #020617;
  border-radius: 1.3rem;
  padding: 1.5rem;
  border: 1px solid rgba(148, 163, 184, 0.4);
  box-shadow: 0 16px 40px rgba(15, 23, 42, 0.8);
}
.contact-section {
  background:
    radial-gradient(1200px 400px at top, rgba(59,130,246,0.06), transparent 60%),
    linear-gradient(180deg, #020617, #020617);
  padding: 4.5rem 0;
}

.contact-card {
  background: #020617;
  border-radius: 1.4rem;
  padding: 2.4rem;

  border: 1px solid rgba(148,163,184,0.25);
  box-shadow: 0 28px 60px rgba(0,0,0,0.75);

  transition: transform .3s ease, box-shadow .3s ease;
}

.contact-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 38px 80px rgba(0,0,0,0.9);
}

.contact-card .section-title {
  font-size: 1.7rem;
}

.contact-card .section-subtitle {
  color: #9ca3af;
  margin-bottom: 1.8rem;
}

/* Inputs */
.contact-card input,
.contact-card select,
.contact-card textarea {
  background: rgba(15,23,42,0.9);
  border-radius: 0.7rem;
  border: 1px solid rgba(148,163,184,0.35);
}

.contact-card input:focus,
.contact-card select:focus,
.contact-card textarea:focus {
  border-color: #60a5fa;
  box-shadow: none;
}

/* Submit button */
.contact-card .btn-primary {
  margin-top: 0.8rem;
  font-size: 0.95rem;
  box-shadow: 0 14px 32px rgba(37,99,235,0.35);
}

.contact-card .btn-primary:hover {
  transform: translateY(-2px);
}

/* Disclaimer */
.form-note {
  font-size: 0.7rem;
  color: #9ca3af;
  margin-top: 0.5rem;
}


.two-col {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.7rem;
}

.contact-info-box {
  padding: 1.5rem;
  border-radius: 1.1rem;
  background: rgba(15, 23, 42, 0.95);
  border: 1px solid rgba(34, 197, 94, 0.5);
  font-size: 0.9rem;
  position: relative;
  overflow: hidden;
}

.contact-info-box::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at top, rgba(34, 197, 94, 0.25), transparent 60%);
  opacity: 0;
  transition: opacity 0.2s ease;
}
.contact-info-box h1{
  text-align: center;
  text-decoration: underline;
  font-size: 2rem;

}

.contact-info-box:hover::before {
  opacity: 1;
}
.modern-contact {
  background: linear-gradient(
    135deg,
    rgba(15, 23, 42, 0.95),
    rgba(2, 6, 23, 0.95)
  );
  border-radius: 1.4rem;
  padding: 2rem;
  border: 1px solid rgba(59, 130, 246, 0.45);
  box-shadow:
    0 20px 50px rgba(2, 6, 23, 0.9),
    inset 0 0 0 1px rgba(148, 163, 184, 0.12);
}

.contact-title {
  font-size: 1.6rem;
  text-align: center;
  margin-bottom: 0.4rem;
  background: linear-gradient(135deg, #60a5fa, #22c55e);
  -webkit-background-clip: text;
  color: transparent;
}

.contact-sub {
  text-align: center;
  font-size: 0.9rem;
  color: #cbd5f5;
  margin-bottom: 1.4rem;
}

.contact-list {
  list-style: none;
  padding: 0;
  margin: 0 0 1.4rem;
  display: grid;
  gap: 0.9rem;
}

.contact-list li {
  display: flex;
  gap: 0.9rem;
  align-items: center;
  background: rgba(15, 23, 42, 0.85);
  padding: 0.8rem 1rem;
  border-radius: 0.9rem;
  border: 1px solid rgba(148, 163, 184, 0.25);
}

.contact-list .icon {
  font-size: 1.3rem;
}

.contact-list small {
  font-size: 0.7rem;
  color: #93c5fd;
  display: block;
}

.contact-list strong {
  font-size: 0.85rem;
  color: #93c5fd;
}

.contact-actions {
  display: flex;
  gap: 0.7rem;
  justify-content: center;
  margin-top: 1.2rem;
  flex-wrap: wrap;
}

.contact-note {
  margin-top: 1rem;
  font-size: 0.7rem;
  color: #9ca3af;
  text-align: center;
}

@media (max-width: 768px) {
  .modern-contact {
    padding: 1.6rem 1.2rem;
  }

  .contact-title {
    font-size: 1.4rem;
  }
  
}

@media (max-width: 768px) {

  .contact-info-box {
    background: linear-gradient(180deg, #020617, #020617);
    border-radius: 2rem;
    padding: 1.8rem 1.4rem;
    border: 1px solid rgba(59,130,246,0.35);
    box-shadow:
      0 30px 70px rgba(2,6,23,0.95),
      inset 0 0 0 1px rgba(148,163,184,0.08);
    animation: none;
  }

  .contact-info-box h1 {
    font-size: 1.6rem;
    font-weight: 700;
    text-align: center;
    background: linear-gradient(135deg, #38bdf8, #22c55e);
    -webkit-background-clip: text;
    color: transparent;
    margin-bottom: 0.6rem;
  }

  .contact-info-box > p {
    text-align: center;
    font-size: 0.9rem;
    color: #cbd5f5;
    margin-bottom: 1.5rem;
    line-height: 1.55;
  }

  .contact-info-box .doc-list {
    display: grid;
    gap: 0.9rem;
  }

  .contact-info-box .doc-list li {
    display: flex;
    gap: 0.9rem;
    align-items: flex-start;
    background: linear-gradient(180deg, #020617, #020617);
    border: 1px solid rgba(148,163,184,0.18);
    border-radius: 1.2rem;
    padding: 1rem;
    font-size: 0.88rem;
    line-height: 1.45;
  }

  /* Icons */
  .contact-info-box .doc-list li::before {
    font-size: 1.2rem;
    line-height: 1;
    margin-top: 0.15rem;
  }

  .contact-info-box .doc-list li:nth-child(1)::before {
    content: "📞";
  }

  .contact-info-box .doc-list li:nth-child(2)::before {
    content: "✉️";
  }

  .contact-info-box .doc-list li:nth-child(3)::before {
    content: "📍";
  }

  /* Labels */
  .contact-info-box strong {
    display: block;
    font-size: 0.75rem;
    color: #93c5fd;
    margin-bottom: 0.15rem;
    font-weight: 600;
  }

  .contact-info-box .dev-ad-actions,
  .contact-info-box .contact-actions {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.8rem;
    margin-top: 1.6rem;
  }

  .contact-info-box a.btn-primary {
    background: linear-gradient(135deg, #25d366, #22c55e);
    color: #022c22;
    font-weight: 600;
    border-radius: 999px;
    padding: 0.85rem 0;
    text-align: center;
    box-shadow: 0 12px 30px rgba(34,197,94,0.35);
  }

  .contact-info-box a.btn-secondary {
    border-radius: 999px;
    padding: 0.85rem 0;
    text-align: center;
    border: 1px solid rgba(148,163,184,0.45);
    background: transparent;
    color: #e5e7eb;
  }

  .contact-info-box .contact-note {
    margin-top: 1 rem;
    font-size: 0.58rem;
    color: #919191;
    text-align: center;
    line-height: 1.4;
  }
}
.contact-info-box,
.contact-info-box * {
  user-select: text !important;
  -webkit-user-select: text !important;
  -ms-user-select: text !important;
}

.contact-info-box::before,
.contact-info-box::after {
  pointer-events: none;
}

.contact-info-box .doc-list li {
  pointer-events: auto;
}

/* ---------- WEBSITE DEVELOPMENT AD ---------- */

.dev-ad-section {
  padding: 2.5rem 0;
}

.dev-mini-card {
  max-width: 520px;
  margin: 0 auto;
  padding: 1.6rem 1.8rem;
  border-radius: 1.4rem;
  background: linear-gradient(
    145deg,
    rgba(15, 23, 42, 0.95),
    rgba(2, 6, 23, 0.92)
  );
  border: 1px solid rgba(59, 130, 246, 0.4);
  box-shadow:
    0 14px 32px rgba(0,0,0,0.7),
    inset 0 0 0 1px rgba(255,255,255,0.04);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.dev-mini-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(
    circle at top,
    rgba(59,130,246,0.18),
    transparent 60%
  );
  opacity: 0;
  transition: opacity 0.3s ease;
}

.dev-mini-card:hover::before {
  opacity: 1;
}

/* Badge */
.dev-mini-badge {
  display: inline-block;
  padding: 0.3rem 0.8rem;
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  border-radius: 999px;
  background: rgba(59,130,246,0.2);
  color: #93c5fd;
  border: 1px solid rgba(59,130,246,0.5);
  margin-bottom: 0.6rem;
}

/* Title */
.dev-mini-title {
  font-size: 1.35rem;
  margin-bottom: 0.4rem;
}

.dev-mini-title span {
  background: linear-gradient(135deg, #60a5fa, #22c55e);
  -webkit-background-clip: text;
  color: transparent;
}

/* Text */
.dev-mini-text {
  font-size: 0.9rem;
  color: #cbd5f5;
  margin-bottom: 0.9rem;
  line-height: 1.6;
}

/* Contact info */
.dev-contact {
  font-size: 0.85rem;
  color: #e5e7eb;
  margin-bottom: 1rem;
}

.dev-contact p {
  margin: 0.2rem 0;
}

.dev-contact i.fa-whatsapp,
.dev-contact i.fa-brands.fa-whatsapp {
  color: #25D366;
  margin-right: 6px;
  font-size: 1rem;
}


/* Actions */
.dev-mini-actions {
  display: flex;
  gap: 0.6rem;
  justify-content: center;
  flex-wrap: wrap;
}

.btn-sm {
  padding: 0.5rem 1.2rem;
  font-size: 0.8rem;
}

.btn-whats {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.55rem 1.25rem;
  border-radius: 999px;
  font-size: 0.8rem;
  font-weight: 600;
  background: linear-gradient(135deg, #22c55e, #16a34a);
  color: #022c22;
  border: none;
  text-decoration: none;
  box-shadow: 0 4px 8px rgba(34, 197, 94, 0.45);
  transition: 
    transform 0.2s ease,
    box-shadow 0.2s ease,
    filter 0.2s ease;
}

/* ✅ HOVER EFFECT */
.btn-whats:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 8px rgba(34, 197, 94, 0.65);
}
.btn-whats img {
  width: 16px;
  height: 16px;
}
@media (max-width: 768px) {

  /* WhatsApp button fix */
  .contact-info-box a.btn-primary {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.55rem;

    background: linear-gradient(135deg, #25D366, #1ebe5d);
    color: #022c22 !important;

    font-size: 0.95rem;
    font-weight: 600;

    padding: 0.9rem 0;
    border-radius: 999px;

    box-shadow:
      0 12px 28px rgba(37, 211, 102, 0.35),
      inset 0 0 0 1px rgba(255,255,255,0.12);

    text-decoration: none;
  }

  .contact-info-box a.btn-secondary {
    font-size: 0.9rem;
    font-weight: 600;
    padding: 0.9rem 0;
    border-radius: 999px;
  }
}

/* Mobile */
@media (max-width: 480px) {
  .dev-mini-card {
    padding: 1.3rem 1.2rem;
  }

  .dev-mini-title {
    font-size: 1.2rem;
  }
}

.dev-mini-details {
  list-style: none;
  padding: 0;
  margin: 1rem auto 1.1rem;
  max-width: 460px;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.5rem 1rem;
  font-size: 0.82rem;
  color: #e5e7eb;
}

.dev-mini-details li {
  background: rgba(15, 23, 42, 0.75);
  border: 1px solid rgba(148, 163, 184, 0.25);
  border-radius: 0.6rem;
  padding: 0.45rem 0.65rem;
  display: flex;
  align-items: center;
  gap: 0.35rem;
  box-shadow: 0 6px 14px rgba(0,0,0,0.35);
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.dev-mini-details li:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 20px rgba(0,0,0,0.5);
}

@media (max-width: 420px) {
  .dev-mini-details {
    grid-template-columns: 1fr;
  }
}

.dev-mini-note {
  margin-top: 0.8rem;
  font-size: 0.7rem;
  color: #9ca3af;
}

.fa-whatsapp{
  color: #22c55e;
}

/* ---------- FOOTER ---------- */
.footer {
  border-top: 1px solid rgba(148, 163, 184, 0.3);
  padding: 1rem 0 1.3rem;
  background: #020617;
}

.footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  font-size: 0.78rem;
  color: #9ca3af;
  flex-wrap: wrap;
}

.footer-links {
  display: flex;
  gap: 1rem;
}
.footer-inner a:hover{
  color: #facc15;
  text-shadow: 0 0 6px rgba(250,204,21,0.45);
}

/* ---------- SCROLL REVEAL ---------- */
.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition:
    opacity 0.5s ease-out,
    transform 0.5s ease-out;
}

.reveal-visible {
  opacity: 1;
  transform: translateY(0);
}

.reveal-delay-1 {
  transition-delay: 0.08s;
}
.reveal-delay-2 {
  transition-delay: 0.16s;
}
.reveal-delay-3 {
  transition-delay: 0.24s;
}

.swift-toast {
  font-family: inherit;
}

/* ---------- KEYFRAMES ---------- */
@keyframes gradientShift {
  0% {
    background-position: 0% 0%;
  }
  50% {
    background-position: 100% 100%;
  }
  100% {
    background-position: 0% 0%;
  }
}

@keyframes badgeShine {
  0% {
    transform: translateX(-120%);
  }
  40% {
    transform: translateX(120%);
  }
  100% {
    transform: translateX(120%);
  }
}

/* ---------- RESPONSIVE ---------- */
@media (max-width: 1024px) {
  .hero-inner,
  .why-grid,
  .emi-layout,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .hero-card {
    max-width: 420px;
    margin: 0 auto;
  }

  .cards {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .process-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .testimonials {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 768px) {
  .nav-links {
    position: absolute;
    right: 5%;
    top: 58px;
    background: rgba(15, 23, 42, 0.98);
    flex-direction: column;
    padding: 0.9rem 1.1rem;
    border-radius: 0.75rem;
    border: 1px solid rgba(148, 163, 184, 0.5);
    display: none;
  }

  .nav-links.nav-open {
    display: flex;
  }

  .nav-toggle {
    display: block;
  }

  .hero-inner {
    gap: 2rem;
  }

  .stats {
    grid-template-columns: repeat(1, minmax(0, 1fr));
  }

  .cards {
    grid-template-columns: 1fr;
  }

  .emi-grid {
    grid-template-columns: 1fr;
  }

  .process-grid {
    grid-template-columns: 1fr;
  }

  .doc-grid {
    grid-template-columns: 1fr;
  }

  .testimonials {
    grid-template-columns: 1fr;
  }

  .two-col {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 480px) {
  .hero {
    padding-top: 4rem;
  }
  .section {
    padding: 3rem 0;
  }
  .stats {
    grid-template-columns: 1fr;
  }
  .footer-inner {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 992px) {
  .logo {
    font-size: 1.25rem;   
  }
  .logo img {
    width: 32px;         
  }
}

@media (max-width: 768px) {
  .logo {
    font-size: 1.1rem;  
  }
  .logo img {
    width: 28px;
  }
}

@media (max-width: 480px) {
  .logo {
    font-size: 1rem;
  }
  .logo img {
    width: 24px;
  }
}
/* ---------- TABLET HEADER FIX (iPad / 820px) ---------- */
@media (min-width: 768px) and (max-width: 1024px) {

  .nav {
    gap: 1.2rem;
  }

  .logo {
    font-size: 1.35rem;
    margin-right: auto; /* pushes nav links to right */
    white-space: nowrap;
  }

  .nav-links {
    gap: 1.1rem;
    flex-wrap: wrap; /* prevents cramping */
    justify-content: flex-end;
  }

  .nav-links a {
    font-size: 0.9rem;
  }

  .nav-cta {
    padding: 0.35rem 0.9rem;
    font-size: 0.85rem;
  }
}

@media (max-width: 768px) {
  .nav-links {
    position: absolute;
    right: 5%;
    top: 58px;
    background: rgba(15, 23, 42, 0.98);
    flex-direction: column;
    padding: 0.9rem 1.1rem;
    border-radius: 0.75rem;
    border: 1px solid rgba(148, 163, 184, 0.5);
    display: none;
  }
  .nav-links.nav-open {
    display: flex;
  }
  .nav-toggle {
    display: block;
  }
  .hero-inner {
    gap: 2rem;
    grid-template-columns: 1fr;
  }
  .hero-image {
    display: flex;              /* show image area */
    min-height: 220px;         /* smaller height on mobile */
    justify-content: center;
    align-items: center;
    padding: 0.5rem;
  }
  .hero-image img {
    max-width: 320px;         
    width: 90%;
    height: auto;
    object-fit: contain;
    animation: float 4s ease-in-out infinite;
    filter: drop-shadow(0 12px 28px rgba(30, 144, 255, 0.12));
  }
  .stats {
    grid-template-columns: repeat(1, minmax(0, 1fr));
  }
  .cards {
    grid-template-columns: 1fr;
  }
  .emi-grid {
    grid-template-columns: 1fr;
  }
  .process-grid {
    grid-template-columns: 1fr;
  }
  .doc-grid {
    grid-template-columns: 1fr;
  }
  .testimonials {
    grid-template-columns: 1fr;
  }
  .two-col {
    grid-template-columns: 1fr;
  }
}

* {
  transition-timing-function: cubic-bezier(.4,0,.2,1);
}

body {
  animation: premiumFade 0.6s ease-out both;
}

@keyframes premiumFade {
  from {
    opacity: 0;
  }
  to {
    opacity: 1;
  }
}

.hero-text > * {
  opacity: 0;
  transform: translateY(18px);
  animation: heroReveal 0.6s ease forwards;
}

.hero-text > *:nth-child(1){animation-delay:.1s}
.hero-text > *:nth-child(2){animation-delay:.2s}
.hero-text > *:nth-child(3){animation-delay:.3s}
.hero-text > *:nth-child(4){animation-delay:.4s}
.hero-text > *:nth-child(5){animation-delay:.5s}

@keyframes heroReveal {
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.btn-primary {
  box-shadow: 0 10px 25px rgba(37,99,235,.25);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 40px rgba(37,99,235,.35);
}

.btn-secondary:hover {
  background: rgba(148,163,184,.08);
  transform: translateY(-1px);
}

.card {
  transition: transform .35s ease, box-shadow .35s ease, border-color .35s ease;
}

.card:hover {
  transform: translateY(-8px);
  box-shadow: 0 28px 60px rgba(2,6,23,.75);
  border-color: rgba(96,165,250,.5);
}

.stat-item {
  transition: transform .3s ease, box-shadow .3s ease;
}

.stat-item:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 40px rgba(2,6,23,.7);
}

.step {
  transition: transform .3s ease, box-shadow .3s ease;
}

.step:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 36px rgba(2,6,23,.6);
}

.faq-answer {
  animation: none;
}

.faq-item.active .faq-answer {
  animation: faqSlide .35s ease;
}

@keyframes faqSlide {
  from {
    opacity: 0;
    transform: translateY(-6px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.modern-contact {
  transition: transform .35s ease, box-shadow .35s ease;
}

.modern-contact:hover {
  transform: translateY(-6px);
  box-shadow: 0 30px 70px rgba(2,6,23,.85);
}

.hero-main-img {
  animation: softFloat 10s ease-in-out infinite;
}

@keyframes softFloat {
  0% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
  100% { transform: translateY(0); }
}

::-webkit-scrollbar {
  width: 7px;
}

::-webkit-scrollbar-thumb {
  background: linear-gradient(#2563eb,#22c55e);
  border-radius: 10px;
}

@media (prefers-reduced-motion: reduce) {
  * {
    animation: none !important;
    transition: none !important;
  }
}
/* <==============CREDIT SCORE – COMPACT PREMIUM=================>*/
.credit-mini {
  padding: 3.5rem 0;
  display: flex;
  justify-content: center;
}

.credit-card {
  width: 420px;
  background: linear-gradient(135deg, #020617, #020617);
  border-radius: 1.6rem;
  padding: 1.6rem;
  border: 1px solid rgba(59,130,246,0.35);
  box-shadow:
    0 22px 55px rgba(2,6,23,0.9),
    inset 0 0 0 1px rgba(255,255,255,0.05);
  transition: transform .3s ease, box-shadow .3s ease;
}

.credit-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 35px 90px rgba(37,99,235,0.45);
}

/* Split layout */
.credit-split {
  display: grid;
  grid-template-columns: 150px 1fr;
  gap: 1.2rem;
  align-items: center;
}

/* Image */
.credit-left img {
  width: 100%;
  max-width: 140px;
  margin: auto;
}

/* Right content */
.credit-right h3 {
  font-size: 1.1rem;
  margin-bottom: 0.3rem;
  background: linear-gradient(135deg, #60a5fa, #22c55e);
  -webkit-background-clip: text;
  color: transparent;
}

.credit-desc {
  font-size: 0.78rem;
  color: #cbd5f5;
  line-height: 1.5;
  margin-bottom: 0.6rem;
}

/* Points */
.credit-points {
  list-style: none;
  padding: 0;
  margin: 0 0 0.8rem;
  font-size: 0.75rem;
  color: #9ca3af;
}

.credit-points li {
  margin-bottom: 0.2rem;
}

/* Button */
.credit-btn {
  display: inline-block;
  padding: 0.45rem 1.2rem;
  font-size: 0.75rem;
  font-weight: 600;
  border-radius: 999px;
  background: linear-gradient(135deg, #2563eb, #22c55e);
  color: #f9fafb;
  text-decoration: none;
  box-shadow: 0 8px 22px rgba(37,99,235,0.45);
}

.credit-btn:hover {
  transform: translateY(-1px);
}

/* Mobile */
@media (max-width: 520px) {
  .credit-card {
    width: 90%;
  }
  .credit-split {
    grid-template-columns: 1fr;
    text-align: center;
  }
  .credit-left img {
    max-width: 160px;
  }
}
/* CHAT BUTTON */
.chat-btn {
  position: relative;
  width: 54px;
  height: 54px;
  border-radius: 50%;
  border: none;
  cursor: pointer;
  background: linear-gradient(135deg, #28eb25, #1eaf42);
  color: #fff;
  font-size: 1.3rem;

  box-shadow:
    0 12px 30px rgba(37,99,235,0.45),
    inset 0 0 0 1px rgba(255,255,255,0.15);

  transition:
    transform 0.25s ease,
    box-shadow 0.25s ease;
}
/* Chat Box */
.chat-box {
  position: absolute;
  right: 0;
  bottom: 70px;
  width: 280px;
  background: #020617;
  border-radius: 1.2rem;
  border: 1px solid rgba(59,130,246,0.4);
  box-shadow: 0 30px 80px rgba(2,6,23,0.9);
  overflow: hidden;
  opacity: 0;
  transform: translateY(10px) scale(0.95);
  pointer-events: none;
  transition: all 0.25s ease;
}
.chat-whatsapp{
  color: white;
  font-size: 1rem;
}

.chat-box.active {
  opacity: 1;
  transform: translateY(0) scale(1);
  pointer-events: auto;
}

.chat-header {
  padding: 0.8rem 1rem;
  background: linear-gradient(135deg, #2563eb, #22c55e);
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.9rem;
  font-weight: 600;
}

.chat-header button {
  background: none;
  border: none;
  font-size: 1.2rem;
  cursor: pointer;
  color: #fff;
}

/* Body */
.chat-body {
  padding: 1rem;
  text-align: center;
}

.chat-text {
  font-size: 0.85rem;
  color: #cbd5f5;
  margin-bottom: 0.8rem;
}

/* Actions */
.chat-action {
  display: block;
  padding: 0.55rem;
  margin-bottom: 0.5rem;
  border-radius: 999px;
  font-size: 0.8rem;
  font-weight: 600;
  text-decoration: none;
  background: rgba(15,23,42,0.9);
  border: 1px solid rgba(148,163,184,0.3);
  color: #e5e7eb;
  transition: all 0.2s ease;
}


.chat-action:hover {
  background: rgba(37,99,235,0.25);
}

/* WhatsApp highlight */
.chat-action.whatsapp {
  background: linear-gradient(135deg, #0b923d, #058835);
  color: #ffffff;
}
.chat-action.whatsapp:hover {
  background: linear-gradient(135deg, #25D366, #22c55e); 
  color: #154214;
  font-weight: 600;
}

.chat-email{
  font-size: 1rem;
  color: rgb(239, 75, 75);
}
/* COMMON PREMIUM ICON BASE */
.icon-premium {
  font-size: 1.05rem;
  margin-right: 8px;
  display: inline-flex;
  align-items: center;
  justify-content: center;

  background-size: 200% 200%;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;

  filter: drop-shadow(0 2px 6px rgba(0,0,0,0.35));
  animation: iconGradient 4s ease infinite;
}

/* LOCATION – GREEN → BLUE (TRUST + SECURITY) */
.icon-premium.location {
  background-image: linear-gradient(
    135deg,
    #22c55e,
    #4ade80,
    #38bdf8
  );
}

/* HOVER – PREMIUM MICRO INTERACTION */
.icon-premium:hover {
  transform: translateY(-1px) scale(1.05);
  filter: drop-shadow(0 4px 10px rgba(0,0,0,0.45));
}

/* GRADIENT FLOW ANIMATION */
@keyframes iconGradient {
  0%   { background-position: 0% 50%; }
  50%  { background-position: 100% 50%; }
  100% { background-position: 0% 50%; }
}


/* Email */

/* Typing cursor */
.chat-text::after {
  content: "|";
  margin-left: 2px;
  animation: blink 1s infinite;
  opacity: 0.7;
}

@keyframes blink {
  0%, 50%, 100% { opacity: 1; }
  25%, 75% { opacity: 0; }
}


/* Pulse ring */
.chat-btn::before {
  content: "";
  position: absolute;
  inset: -6px;
  border-radius: 50%;
  background: rgba(37,99,235,0.35);
  animation: pulseRing 2.2s infinite;
  z-index: -1;
}
/* Click feedback */
.chat-btn:active {
  transform: scale(0.95);
}

/* Attention animation */
@keyframes chatAttention {
  0%, 92%, 100% {
    transform: translateY(0);
  }
  94% {
    transform: translateY(-6px);
  }
  96% {
    transform: translateY(0);
  }
}

/* Pulse ring animation */
@keyframes pulseRing {
  0% {
    transform: scale(0.85);
    opacity: 0.6;
  }
  100% {
    transform: scale(1.6);
    opacity: 0;
  }
}
.chat-btn:hover {
  animation: shake 0.4s ease-in-out;
}

@keyframes shake {
  0% { transform: rotate(0deg); }
  25% { transform: rotate(-6deg); }
  50% { transform: rotate(6deg); }
  75% { transform: rotate(-4deg); }
  100% { transform: rotate(0deg); }
}
/* HELP TEXT */
.chat-help-text {
  position: absolute;
  right: 70px;
  background: rgba(2,6,23,0.92);
  color: #e5e7eb;
  font-size: 0.75rem;
  padding: 0.35rem 0.6rem;
  border-radius: 0.6rem;
  border: 1px solid rgba(59,130,246,0.35);
  white-space: nowrap;
  opacity: 0;
  transform: translateX(10px);
  animation: helpTextCycle 6s infinite;
  pointer-events: none;
  box-shadow: 0 8px 25px rgba(2,6,23,0.85);
}

/* Appear / disappear cycle */
@keyframes helpTextCycle {
  0%, 70%, 100% {
    opacity: 0;
    transform: translateX(10px);
  }
  75%, 90% {
    opacity: 1;
    transform: translateX(0);
  }
}

/* PREMIUM GLOW */
.chat-btn {
  box-shadow:
    0 15px 40px rgba(37,99,235,0.45),
    0 0 0 0 rgba(37,99,235,0.6);
  animation: breatheGlow 4s infinite;
}

/* Breathing glow */
@keyframes breatheGlow {
  0%, 100% {
    box-shadow:
      0 15px 40px rgba(37,99,235,0.45),
      0 0 0 0 rgba(37,99,235,0.6);
  }
  50% {
    box-shadow:
      0 18px 50px rgba(37,99,235,0.6),
      0 0 0 10px rgba(37,99,235,0.08);
  }
}

/* Hover refinement */
.chat-btn:hover .chat-help-text {
  opacity: 1;
  transform: translateX(0);
  animation: none;
}
/* FLOAT POSITION */
.chat-float {
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 9999;
}
.chat-btn {
  cursor: grab;
  touch-action: none; /* important for mobile drag */
}

.chat-btn:active {
  cursor: grabbing;
}
/* ---------- TRUST / SEO SECTION (PREMIUM) ---------- */
.trust-section {
  background: linear-gradient(
    180deg,
    rgba(2, 6, 23, 1),
    rgba(15, 23, 42, 0.95)
  );
}

.trust-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(0, 0.7fr);
  gap: 2.5rem;
  align-items: center;
}

.trust-content h2 {
  font-size: clamp(1.6rem, 3vw, 2.1rem);
  margin-bottom: 0.8rem;
  line-height: 1.25;
}

.trust-content h2 span {
  display: block;
  background: linear-gradient(135deg, #60a5fa, #22c55e);
  -webkit-background-clip: text;
  color: transparent;
}

.trust-content p {
  font-size: 0.95rem;
  color: #cbd5f5;
  line-height: 1.7;
  margin-bottom: 0.8rem;
}

.trust-badge {
  display: inline-block;
  margin-bottom: 0.6rem;
  font-size: 0.72rem;
  padding: 0.25rem 0.7rem;
  border-radius: 999px;
  background: rgba(15, 23, 42, 0.7);
  border: 1px solid rgba(148, 163, 184, 0.4);
  color: #cbd5f5;
}

/* Right side cards */
.trust-stats {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.trust-card {
  background: rgba(15, 23, 42, 0.9);
  border-radius: 1.2rem;
  padding: 1.4rem;
  border: 1px solid rgba(148, 163, 184, 0.35);
  box-shadow: 0 14px 35px rgba(15, 23, 42, 0.8);
  text-align: left;
}

.trust-card h3 {
  font-size: 1.6rem;
  margin-bottom: 0.2rem;
  color: #f9fafb;
}

.trust-card span {
  font-size: 0.75rem;
  color: #9ca3af;
}

/* Responsive */
@media (max-width: 900px) {
  .trust-grid {
    grid-template-columns: 1fr;
  }

  .trust-stats {
    grid-template-columns: repeat(2, 1fr);
  }
}


/* Hover lift */
.chat-btn:hover {
  transform: translateY(-3px);
  box-shadow:
    0 18px 45px rgba(37,99,235,0.6),
    inset 0 0 0 1px rgba(255,255,255,0.2);
}
/* PARTNERS SECTION */
.partners-section {
  position: relative;
  background: radial-gradient(circle at top, #1e293b 0%, #020617 70%);
  padding: 5rem 0;
  overflow: hidden;
}

/* Premium glow effects */
.partners-section::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  filter: blur(40px);
}

.partners-header {
  text-align: center;
  margin-bottom: 4rem;
  position: relative;
  z-index: 1;
}

.partners-title {
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  font-weight: 900;
  background: linear-gradient(135deg, #38bdf8 0%, #22c55e 50%, #facc15 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  letter-spacing: -0.03em;
  margin-bottom: 1rem;
}

.partners-line {
  width: 100px;
  height: 5px;
  background: linear-gradient(90deg, #38bdf8, #6366f1, #22c55e);
  margin: 0 auto 1.5rem;
  border-radius: 99px;
  box-shadow: 0 0 20px rgba(56,189,248,0.4);
}

.partners-subtitle {
  max-width: 620px;
  margin: 0 auto;
  font-size: 0.95rem;
  line-height: 1.7;
  color: #cbd5f5;
}

/* GRID */
.partners-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 2rem;
  padding: 2rem 0;
}

/* CARD - PREMIUM DESIGN */
.partner-card {
  background: linear-gradient(135deg, rgba(255,255,255,0.95) 0%, rgba(240,244,250,0.95) 100%);
  border-radius: 20px;
  padding: 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1.5px solid rgba(255,255,255,0.5);
  box-shadow:
    0 15px 40px rgba(0,0,0,.25),
    0 0 1px rgba(255,255,255,.8) inset,
    0 8px 16px rgba(56,189,248,.1);
  transition: all 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);
  position: relative;
  overflow: hidden;
}

.partner-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, transparent, rgba(56,189,248,.1), transparent);
  opacity: 0;
  transition: opacity 0.4s ease;
  pointer-events: none;
}

.partner-card:hover {
  transform: translateY(-8px) scale(1.03);
  box-shadow:
    0 25px 50px rgba(56,189,248,.25),
    0 0 1px rgba(255,255,255,1) inset,
    inset 0 1px 2px rgba(255,255,255,.8);
  background: linear-gradient(135deg, #ffffff 0%, #f0f9ff 100%);
  border-color: rgba(56,189,248,0.6);
}

.partner-card:hover::before {
  opacity: 1;
}

.partner-card img {
  max-height: 50px;
  max-width: 100%;
  object-fit: contain;
}

/* MOBILE */
@media (max-width: 480px) {
  .partners-section {
    padding: 3.5rem 0;
  }

  .partners-grid {
    gap: 1rem;
  }
}
.boi-png{
  height: 50px;
  width: 50px;
}
/* LABEL (NEED HELP?) */
.chat-label {
  position: absolute;
  right: 64px;
  top: 50%;
  transform: translateY(-50%) translateX(6px);
  opacity: 0;

  background: #020617;
  color: #e5e7eb;
  font-size: 0.75rem;
  font-weight: 500;
  padding: 0.4rem 0.7rem;
  border-radius: 999px;

  border: 1px solid rgba(59,130,246,0.4);
  box-shadow: 0 10px 25px rgba(2,6,23,0.85);

  white-space: nowrap;
  pointer-events: none;

  transition:
    opacity 0.25s ease,
    transform 0.25s ease;
}

/* Show label ONLY on hover */
.chat-btn:hover .chat-label {
  opacity: 1;
  transform: translateY(-50%) translateX(0);
}